Where is Crypto.com restricted?

Crypto.com is restricted in 65 of the 195 countries we cover, among them China, Indonesia, Bangladesh, Russia, Belarus, Iran, North Korea, Cuba, Venezuela, Ethiopia and Algeria, plus 54 more listed below.

Every one comes from Crypto.com’s own App geo-restrictions list (updated 12 May 2026), which says people from those locations are restricted from using the App. It is a closed table of 74 places: the 65 countries above, eight territories such as Macau, Mayotte and Western Sahara, and the Gaza Strip and West Bank. Crypto.com gives no reason per country, and its EEA terms name no countries either: they bar anyone in a sanctioned country or one Crypto.com has notified as restricted, which points back to the list. A second list, for Exchange spot trading, repeats 29 of the 65.

Grid of the 65 countries where Crypto.com is restricted, all from its App geo-restrictions list, grouped by sanctions regime: 41 with no sanctions regime, among them China, Indonesia and Bangladesh; 16 under targeted sanctions or arms embargoes (Afghanistan, Central African Republic, DR Congo, Guinea, Guinea-Bissau, Haiti, Iraq, Lebanon, Libya, Mali, Somalia, Sudan, Syria, Venezuela, Yemen and Zimbabwe); 6 under an embargo or crypto ban (Belarus, Cuba, Iran, Myanmar, North Korea and Russia); and 2 on the FATF grey list (Bolivia and Nepal). Our geo-access test reached only Indonesia, where the site loaded with no warning.

We grouped the list against our sanctions dataset. Only 24 of the 65 are under a sanctions regime of any kind; the other 41 are markets Crypto.com chose not to serve, from China and Indonesia to Pacific states such as Tonga and Tuvalu. The full list is below: pick a country to see the group, what applies and what our test saw.

Crypto.com restricted countriesPick a country to see why Crypto.com does not serve it
CountryStatusCauseWhat appliesSinceOur IP testSource
AfghanistanRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
AlgeriaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
AndorraRestrictedNo sanctions regimeOn the App list–Bot check, not testedCrypto.com App list
BangladeshRestrictedNo sanctions regimeOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
BelarusRestrictedEmbargo or crypto banOn the App listMay 2026Not testedCrypto.com App list
BeninRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
BoliviaRestrictedFATF grey listOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
BotswanaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
Burkina FasoRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
BurundiRestrictedNo sanctions regimeOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
Central African RepublicRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
ChadRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
ChinaRestrictedNo sanctions regimeOn the App list; Exchange spot trading also excluded–Bot check, not testedCrypto.com App list, spot list
ComorosRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
CubaRestrictedEmbargo or crypto banOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
DjiboutiRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
DominicaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
DR CongoRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
Equatorial GuineaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
EritreaRestrictedNo sanctions regimeOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
EswatiniRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
EthiopiaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
GabonRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
GambiaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
GuineaRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
Guinea-BissauRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
GuyanaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
HaitiRestrictedTargeted sanctionsOn the App list–Not testedCrypto.com App list
IndonesiaRestrictedNo sanctions regimeOn the App list–No barrierCrypto.com App list
IranRestrictedEmbargo or crypto banOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
IraqRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
KiribatiRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
KyrgyzstanRestrictedNo sanctions regimeOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
LebanonRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
LesothoRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
LibyaRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
MalawiRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
MaliRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
Marshall IslandsRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
MicronesiaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
MozambiqueRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
MyanmarRestrictedEmbargo or crypto banOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
NamibiaRestrictedNo sanctions regimeOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
NauruRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
NepalRestrictedFATF grey listOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
NigerRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
North KoreaRestrictedEmbargo or crypto banOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
PalauRestrictedNo sanctions regimeOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
PalestineRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
Republic of the CongoRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
RussiaRestrictedEmbargo or crypto banOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
SamoaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
Sierra LeoneRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
SomaliaRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
SudanRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
SurinameRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
SyriaRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
TajikistanRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
TanzaniaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
TogoRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
TongaRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
TuvaluRestrictedNo sanctions regimeOn the App list–Not testedCrypto.com App list
VenezuelaRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
YemenRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list
ZimbabweRestrictedTargeted sanctionsOn the App list; Exchange spot trading also excluded–Not testedCrypto.com App list, spot list

Source: CryptoRestrictions dataset, verified 17 October 2026, and our geo-access test of 14 October 2026. Cause is the sanctions regime in our dataset, not a reason Crypto.com gives. Document links are in the paragraph above.

Where is Crypto.com limited?

Crypto.com is limited in 44 countries: 39 where it offers no derivatives, among them every EEA state, the UK, Canada, Australia, Brazil and Japan; Ecuador, Malta and South Sudan, where Exchange spot trading is cut too; the United States, where New York is excluded; and Ukraine, where five occupied regions are.

All of them rest on Crypto.com’s own lists. Its derivatives list (updated 7 May 2025) names the EEA, the UK, the US, Canada, Australia, Brazil, Japan, Singapore, Switzerland, South Africa and others; in those countries spot trading and the App still work, so we record the country as limited with a restricted derivatives row and an available spot row. Ecuador, Malta and South Sudan are on the spot trading list as well, though not on the App list. The App list names New York and the Zaporizhzhia, Kherson, Crimea, Luhansk and Donetsk regions. Malta is the odd one: it is the home state of Crypto.com’s MiCA licence, yet its residents cannot trade spot on the Exchange. Japan is limited only for derivatives: Crypto.com holds no Japanese registration, but it is not on the FSA’s warning list of unregistered providers.

Chart of the 44 countries where Crypto.com is limited: 39 where derivatives are not offered but spot trading and the App work, among them the EEA states, the UK, Canada, Australia and Japan; Exchange spot trading cut in Ecuador, Malta and South Sudan, where the App still works; New York excluded in the United States; and five occupied regions excluded in Ukraine.

Brazil is about to lose more: Crypto.com’s help centre says the BRL cash account closes on 25 October 2026, while crypto trading and the prepaid card continue. Hong Kong, a territory outside our 195, is in the same position as Ecuador. The groups are below.

Crypto.com limited countriesPick a group to see what is cut back
GroupStatusCauseCountriesWhat is closedWhat still worksSinceOur IP test
Derivatives not offered (39 countries)LimitedProduct cutAustralia, Austria, Belgium, Brazil, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Saint Lucia, Singapore, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, United Kingdom and Vatican City (every EEA state except Malta, plus the UK, Switzerland and others)Derivatives and margin tradingThe App and Exchange spot trading–No barrier in 33, not tested in 6
Exchange spot trading cut (3 countries)LimitedProduct cutEcuador, Malta and South SudanExchange spot trading; derivatives in Ecuador and South Sudan (and Malta, with the rest of the EEA)The Crypto.com App–Not tested
United StatesLimitedState excludedUnited StatesThe App in New York; Exchange derivatives everywhereThe App in 49 states, DC and the territories–No barrier
UkraineLimitedRegions excludedUkraineCrimea, Donetsk, Luhansk, Kherson and ZaporizhzhiaThe rest of Ukraine–No barrier

Source: CryptoRestrictions dataset, verified 17 October 2026, and our geo-access test of 14 October 2026. Document links are in the paragraph above.

Where is Crypto.com available?

Crypto.com is available in the other 86 of the 195 countries we cover, from India, Nigeria and Mexico to the United Arab Emirates and South Korea.

Two rest on a licence or registration: the United Arab Emirates, where Foris DAX Middle East holds a VARA licence that includes derivatives, and South Korea, where Crypto.com runs a Korean site that says its VASP report was accepted. Twenty-six more we checked by name against the App, spot and sanctions lists and the regulator orders we track: Crypto.com is not among the nine exchanges India’s FIU sent notices in December 2023, not named in the Philippine SEC’s August 2025 advisory. The other 58 are available under our coverage rule: no official document restricts them.

Bar chart of the 86 countries where Crypto.com is available, by region: Africa 20 (1 tested), Asia 29 (4 tested), Europe 9 (6 tested), North America 17 (1 tested), South America 6 (4 tested), Oceania 5 (1 tested). 2 rest on a Crypto.com licence or registration (South Korea and United Arab Emirates); 26 were checked by name against its lists; and 58 are available under the coverage rule because no official document restricts them.

Available means Crypto.com serves the country, not that local law allows crypto trading. Most of the licensed markets are not on this list for a simple reason: derivatives are cut there, which makes them limited.

Where do Crypto.com’s visitors come from?

In both estimators we checked, the United States sends close to half of all visits to crypto.com, far ahead of Canada and the UK.

Similarweb’s May 2026 figures, published by BitRSS, put the United States at 44.02%, then Canada, the UK, Germany and Singapore. Semrush counts 5.04 million visits in September 2026, 45.58% of them from the United States, with the UK second at 11.53% and Australia fifth. All of these are limited for Crypto.com, mostly because derivatives are cut. Similarweb’s own page for crypto.com had hit its free search limit when we checked, so we could not read a newer month there.

Two ranked bar lists of the top countries visiting crypto.com. Similarweb May 2026: United States 44.02%, Canada 6.42%, United Kingdom 4.77%, Germany 4.03%, Singapore 2.6%. Semrush September 2026: United States 45.58%, United Kingdom 11.53%, Canada 5.04%, Bangladesh 4.96%, Australia 2.86%. The United States leads both; Bangladesh, where Crypto.com is restricted, appears only in Semrush, with almost all of that traffic on desktop. The US bars are cut off at the scale limit.

The one restricted country in either top five is Bangladesh, fourth in Semrush with 4.96%, although it is on the App list. Semrush puts 97.62% of that traffic on desktop, against 16.3% for the United States, and Bangladesh is absent from Similarweb’s list. A desktop visit to a price page is not an account, and our test shows the site itself does not turn anyone away, so treat a single country share as an estimate.

Crypto.com geo-access test: what we saw from 53 countries

In our test Crypto.com blocked nobody by IP address in the 53 of our 195 countries we reached; only Hong Kong, outside the 195, saw a notice.

We ran the test ourselves on 14 October 2026. A browser with a VPN connected to one country at a time and loaded Crypto.com’s home page and its Exchange page, each time in a fresh private window with no cookies. Cookie banners were hidden but never accepted, and bot checks were waited out, never solved. Every run saved the page text and a screenshot.

We used in-country VPN servers only. In earlier runs Crypto.com placed our virtual locations, IP addresses registered to one country but hosted in another, by the physical server, so those runs say nothing about the country they claim. Of the 55 places tested, 53 are among our 195 countries and two, Hong Kong and Taiwan, are territories. China, Andorra and Brunei stopped us at a bot check and count as not tested.

The test does not decide a country’s status on its own: official documents come first, and a page that loads is not permission to use Crypto.com. What it shows is that Crypto.com does not enforce its lists at the door.

Table of Crypto.com’s recorded status against what our geo-access test saw. Restricted (65): blocked by IP in 0, notice shown in 0, no barrier in 1, not tested in 64. Limited (44): blocked by IP in 0, notice shown in 0, no barrier in 35, not tested in 9. Available (86): blocked by IP in 0, notice shown in 0, no barrier in 17, not tested in 69. The one notice, in Hong Kong, points visitors to the lists that exclude it from Exchange trading.

Two patterns stand out. Indonesia, the one restricted country we reached, loaded the international site with no warning, and so did all 35 limited countries we reached; the restriction applies when an account is opened, since onboarding runs only through the App with identity verification. That is the opposite of Binance, whose sign-up page refused visitors by IP in three countries in the same week. And Crypto.com sends many visitors to a local site: the UK, US, Singapore, UAE and Brazilian sites, and a Korean one that says its VASP report was accepted.

Our VPN offers no in-country server in most of Africa, Central Asia and the Pacific, which is where the App list is longest. The full result for every place we tested is below.

    Source: CryptoRestrictions geo-access test, 14 Oct 2026. Every other country loaded both pages with no restriction message.

    All 55 test results, country by country

    Crypto.com geo-access test results by country

    Sortable; "Our status" is the verified dataset status, not the test result
    CountryLocationHome pageSign-up pageOur status
    AlbaniaIn countryOpenOpenAvailable
    ArgentinaIn countryOpenOpenAvailable
    AustraliaIn countryOpenOpenLimited
    AustriaIn countryOpenOpenLimited
    BelgiumIn countryOpenOpenLimited
    Bosnia and HerzegovinaIn countryOpenOpenAvailable
    BrazilIn countryOpenOpenLimited
    BulgariaIn countryOpenOpenLimited
    ChileIn countryOpenOpenAvailable
    ColombiaIn countryOpenOpenAvailable
    CroatiaIn countryOpenOpenLimited
    CyprusIn countryOpenOpenLimited
    CzechiaIn countryOpenOpenLimited
    DenmarkIn countryOpenOpenLimited
    EstoniaIn countryOpenOpenLimited
    FinlandIn countryOpenOpenLimited
    FranceIn countryOpenOpenLimited
    GreeceIn countryOpenOpenLimited
    Hong KongIn countryOpenOpenLimited
    HungaryIn countryOpenOpenLimited
    IcelandIn countryOpenOpenLimited
    IndonesiaIn countryOpenOpenRestricted
    IrelandIn countryOpenOpenLimited
    IsraelIn countryOpenOpenAvailable
    ItalyIn countryOpenOpenLimited
    JapanIn countryOpenOpenLimited
    LatviaIn countryOpenOpenLimited
    LithuaniaIn countryOpenOpenLimited
    LuxembourgIn countryOpenOpenLimited
    MalaysiaIn countryOpenOpenAvailable
    MexicoIn countryOpenOpenAvailable
    MoldovaIn countryOpenOpenAvailable
    New ZealandIn countryOpenOpenAvailable
    NigeriaIn countryOpenOpenAvailable
    North MacedoniaIn countryOpenOpenAvailable
    NorwayIn countryOpenOpenLimited
    PeruIn countryOpenOpenAvailable
    PolandIn countryOpenOpenLimited
    PortugalIn countryOpenOpenLimited
    RomaniaIn countryOpenOpenLimited
    SerbiaIn countryOpenOpenAvailable
    SingaporeIn countryOpenOpenLimited
    SlovakiaIn countryOpenOpenLimited
    SloveniaIn countryOpenOpenLimited
    South AfricaIn countryOpenOpenLimited
    South KoreaIn countryOpenOpenAvailable
    SpainIn countryOpenOpenLimited
    SwedenIn countryOpenOpenLimited
    SwitzerlandIn countryOpenOpenLimited
    TaiwanIn countryOpenOpenLimited
    TurkeyIn countryOpenOpenAvailable
    UkraineIn countryOpenOpenLimited
    United Arab EmiratesIn countryOpenOpenAvailable
    United KingdomIn countryOpenOpenLimited
    United StatesIn countryOpenOpenLimited

    Source: CryptoRestrictions geo-access test, 14 Oct 2026. Virtual: an IP address registered to the country, served from a server elsewhere.

    Crypto.com licences and registrations

    Crypto.com holds 17 licences and registrations we list, in 14 jurisdictions, through local companies most of them named Foris; we matched 6 of them on the regulator’s own register.

    Crypto.com’s licences page names the jurisdiction and licence type for each. We checked the MiCA licence against ESMA’s register, the UK registration against the FCA register, Singapore against the MAS directory, Dubai against the VARA register and Canada against the Nova Scotia undertaking. The US state licences come from Crypto.com’s US legal page: we list 17 state money transmitter licences under the one US entry, and the South Korea entry is its VASP report in the FSC’s table of registered providers. AUSTRAC’s register requires a login, so Australia rests on Crypto.com’s page.

    Chart of Crypto.com’s 17 licences and registrations by region, 6 of them matched on a regulator’s register. Europe: Malta: MiCA, EEA passport; Malta: e-money (Visa card); Cyprus: MiFID (Tokenized Stocks); UK: cryptoasset registration. Asia-Pacific: Singapore: MAS licence; Australia: AUSTRAC and AFSL; South Korea: VASP report. Americas: US: state money transmitter; US: CFTC exchange, clearing; US: New Hampshire trust company; Canada: restricted dealer; Brazil: COAF and payments; Cayman: VASP, conditional. Middle East and Africa: Dubai: VARA licence; Abu Dhabi: ADGM Category 3A; Bahrain: payment services; Mauritius: investment dealer. The US money transmitter entry covers 17 state licences we itemise. Hong Kong and Türkiye are not counted.

    The licences page also lists a deemed licence in Hong Kong, which we do not count, and the SPK’s Turkish list marks Crypto.com’s unit as in liquidation, so that is not counted either: the SFC’s platform lists (16 October 2026) show Foris DAX HK as deemed licensed, not licensed.

    Europe

    • Malta (passported to the EEA): Foris DAX MT Limited is a MiCA crypto-asset service provider authorised by the Malta Financial Services Authority on 27 January 2025, passported to the other 29 EEA states.
    • Malta: Foris MT Limited is an electronic money institution and issues the Crypto.com Visa Card in the EEA.
    • Cyprus: Foris Capital CY Limited is a CySEC-licensed MiFID investment firm (licence 344/17) and issues Tokenized Stocks.
    • United Kingdom: Foris DAX UK Limited is registered with the FCA for cryptoasset activities (FRN 941745).

    Americas

    • United States: Foris DAX, Inc. (NMLS 1966158) holds money transmitter licences in most states, DC and Puerto Rico; the Louisiana licence does not cover virtual currency. Crypto.com | Derivatives North America is a CFTC-regulated exchange and clearing house, and Foris DAX Trust Company is a New Hampshire non-depository trust company.
    • Canada: Foris DAX CAN ULC is a restricted dealer in every province and territory since 8 May 2025.
    • Brazil and the Cayman Islands: a COAF registration and a payment institution licence in Brazil, and a conditional VASP approval in the Caymans.

    Asia-Pacific, Middle East and Africa

    • Singapore: Foris DAX Asia Pte. Ltd. is a major payment institution licensed for digital payment token services.
    • Australia: a digital currency exchange registration with AUSTRAC and a financial services licence.
    • United Arab Emirates: Foris DAX Middle East FZE holds a VARA licence (VL/23/10/003) in Dubai covering broker-dealer, lending, management and exchange services including derivatives, and Crypto.com holds a Category 3A licence in Abu Dhabi’s ADGM.
    • Bahrain and Mauritius: a payment service provider licence from the Central Bank of Bahrain and an investment dealer licence in Mauritius.

    Crypto.com and MiCA in the EU

    Crypto.com is authorised under MiCA: Foris DAX MT Limited got its licence from Malta’s MFSA on 27 January 2025, and ESMA’s register shows it passported to all 29 other EEA states.

    The licence announcement came within a month of MiCA’s licensing rules applying on 30 December 2024. ESMA’s register lists six services: custody, exchange of crypto for money and for other crypto, executing orders, receiving and transmitting orders, and transfers. Derivatives and margin are not among them, and every EEA state is on Crypto.com’s derivatives list, so despite the licence we record the 29 passport states as limited, with spot trading available and derivatives restricted, and Malta as limited for spot too.

    Chart of the MiCA status of 14 crypto platforms. Authorised: Bitstamp, Bybit, Coinbase, Crypto.com, Gate, Kraken, KuCoin and OKX. No MiCA licence: Binance, Bitfinex, Bitget and MEXC. Left the EEA: Gemini. Under EU sanctions: HTX. Crypto.com is highlighted among the authorised platforms, licensed by the Malta FSA.

    Crypto.com was among the first large exchanges authorised, and Malta is a popular home: OKX also holds its MiCA licence from the MFSA. Before MiCA, Crypto.com’s EU business had a run-in with a national regulator: the Dutch central bank fined Foris DAX MT €2.85 million on 2 October 2023 for serving Dutch clients without registration, a decision Crypto.com said it would appeal.

    Crypto.com MiCA timeline

    Timeline of MiCA and Crypto.com. EU rules: 30 Jun 2024, Stablecoin rules apply; 30 Dec 2024, CASP licensing starts; 1 Jul 2026, Transition ends. Crypto.com: 2 Oct 2023, Dutch DNB fine, €2.85 million; 27 Jan 2025, MiCA licence from the MFSA; 21 May 2025, MiFID licence in Cyprus; 12 Aug 2026, Tokenized Stocks in the EEA.

    With the MiCA licence in place, Crypto.com has added investment products alongside it rather than derivatives. It bought a Cyprus investment firm for a MiFID licence in May 2025, and on 12 August 2026 launched Tokenized Stocks for eligible EEA users: derivatives that track share prices, issued under that MiFID licence, not crypto derivatives.

    Is Crypto.com available in the US?

    Yes, except in New York: Crypto.com says its App is available in 49 states, Washington DC and the US territories, while the international Exchange’s derivatives are closed to all US residents.

    Crypto.com’s US states page names New York as the one state it does not serve and says it is working toward a licence there; the prepaid card is not offered in the territories. Our test from a US address loaded the American site, with predictions and stocks beside crypto. Event contracts run through a separate company, Crypto.com | Derivatives North America, under CFTC oversight.

    Where does Crypto.com work in the US?

    Tile map of the United States for Crypto.com. The App is available in every state and DC except New York. Sports event contracts are withdrawn or under a state order in Connecticut, Illinois, Massachusetts, Maryland, Michigan, Missouri, New Jersey, Nevada and Ohio, and all prediction markets are closed in Arizona. Staking is not offered in California, Maryland, New Jersey and Wisconsin. The international Exchange’s derivatives are closed to all US residents.

    State gaming regulators are the pressure point. By December 2025, CDC Gaming reported, Crypto.com had stopped sports event contracts in eight states and withdrawn every prediction market from Arizona:

    • App not available: New York.
    • No sports event contracts: Illinois, Maryland, Massachusetts, Michigan, Nevada, New Jersey and Ohio.
    • No prediction markets at all: Arizona, since 12 December 2025.

    Connecticut also ordered Crypto.com to stop in December 2025; we have not confirmed a withdrawal there. Missouri’s cease-and-desist letter of 18 September 2026 also covers sports contracts, with no court order and no notice that Missouri users are blocked, so we record Connecticut and Missouri as limited like the rest. Staking is not offered in California and Maryland in the App, and Crypto.com Exchange liquid staking excludes New Jersey and Wisconsin.

    Crypto.com fines, probes and court cases

    Year-by-year table of regulator actions and court rulings involving Crypto.com beside its own licences and market moves. 2022: FCA cryptoasset registration (Aug). 2023: Dutch DNB fines Foris DAX MT €2.85m. 2024: SEC Wells notice; South Korea app launch postponed. 2025: SEC closes probe, no action (Mar); Connecticut cease-and-desist (Dec); MiCA licence via Malta (Jan); Canada restricted dealer (May); Sports contracts pulled in 8 states. 2026: Ninth Circuit rules for Nevada (Aug); Tokenized Stocks in the EEA (Aug); BRL account to close 25 Oct.

    The federal case closed without a penalty. The SEC sent Crypto.com a Wells notice in 2024, and on 27 March 2025 Crypto.com said the SEC had closed its investigation with no action. The state fight over event contracts is still running. On 28 August 2026 the Ninth Circuit ruled 3-0 for Nevada that federal commodities law does not stop the state applying its gaming laws to the sports contracts offered by Crypto.com, Kalshi and Robinhood, the Nevada Gaming Control Board announced.

    Crypto.com KYC and identity verification

    Crypto.com asks every user for a full legal name, a government ID and a selfie video before the App’s features unlock, and adds steps in the US, the Netherlands, Canada and the UK.

    Its KYC guide (updated 14 September 2026) says accounts are opened only through the App. A passport is the best document, with a national ID or driving licence usually enough, but US citizens and residents must use a state-issued licence or ID. The selfie is a short video in which you follow a green dot with your eyes. In the Netherlands you can verify through your bank with iDIN instead of uploading a document.

    Table of Crypto.com’s identity verification. Everyone gives a full legal name, a government ID (a passport is preferred) and a selfie video. The United States requires a state-issued driving licence or ID; the Netherlands uses a bank login through iDIN with no document upload; Canada adds address, source of funds and occupation declarations; the United Kingdom adds an appropriateness quiz and client categorisation, renewed every year. App features unlock only after approval, the Exchange shows restricted access until then, the only published limit is Canada’s CAD 30,000 yearly net buy cap on some coins, and verifying on the Exchange also verifies the App.

    An unverified account does little. The App’s features, from buying crypto to the card, come with approval, and on the Exchange an unverified account shows restricted access until checks are done; verifying there also verifies the App. Canadians must add their address, source of funds and occupation, and in most provinces face a CAD 30,000 yearly net buy limit on some coins under Canadian rules.

    Crypto.com verification history

    Timeline of Crypto.com identity verification. 31 Dec 2020: Exchange: ID and photo required for everyone. 1 Jun 2021: Canada: Travel Rule applies. Apr 2022: Canada: address and source of funds. 31 Oct 2024: UK: appropriateness assessment for all. 30 Dec 2024: EEA: Travel Rule under the TFR. 2026: EU and UK: CARF and DAC8 data collection.

    Crypto.com made identity checks mandatory on its Exchange from 31 December 2020, when every user had to submit an ID document and photo. Later steps followed regulation: Canada’s Travel Rule and declarations, the UK’s appropriateness assessment from 31 October 2024, the EU Travel Rule at the end of 2024, and the tax residence and tax number Crypto.com now asks for under CARF and DAC8.

    What if Crypto.com is restricted where you live?

    It depends on the country: of the 21 other platforms we track, 17 are available in Indonesia, but only 2 in Iran.

    Getting around the list is not an option. Crypto.com’s terms bar anyone resident in a listed country and anyone concealing their identity, and every account passes identity verification in the App, where a VPN does not change your documents. What is left is a platform allowed to serve you where you live.

    Stacked bars for the countries where Crypto.com is restricted, showing how many of the 21 other platforms we track are available, limited, restricted or not yet verified there, and how many of the available ones are centralised exchanges. Tanzania: 20 available (12 exchanges), 0 limited, 1 restricted, 0 unverified; Algeria: 19 available (12 exchanges), 0 limited, 2 restricted, 0 unverified; Nepal: 19 available (11 exchanges), 0 limited, 2 restricted, 0 unverified; Bolivia: 18 available (11 exchanges), 1 limited, 2 restricted, 0 unverified; Bangladesh: 17 available (10 exchanges), 3 limited, 1 restricted, 0 unverified; Ethiopia: 17 available (12 exchanges), 1 limited, 3 restricted, 0 unverified; Indonesia: 17 available (10 exchanges), 2 limited, 2 restricted, 0 unverified; Iraq: 13 available (9 exchanges), 2 limited, 6 restricted, 0 unverified; Venezuela: 11 available (8 exchanges), 3 limited, 7 restricted, 0 unverified; China: 9 available (6 exchanges), 1 limited, 11 restricted, 0 unverified; Russia: 4 available (3 exchanges), 2 limited, 15 restricted, 0 unverified; Iran: 1 available (1 exchanges), 1 limited, 19 restricted, 0 unverified.

    The chart shows the 12 largest of the 65 restricted countries. In Indonesia most tracked platforms are open, several of them exchanges. Across much of Africa and South Asia the choice is similar or wider: 17 to 20 available. In China and Russia only 9 and 4 are recorded as available, and in Iran just 2.

    For a country-by-country comparison of exchanges, with residency rules and licences side by side, see our guide to exchange alternatives by country.