Yes in practice: we found no Peruvian law that bans holding or trading crypto, and none that licenses an exchange. What exists is an anti-money-laundering regime for providers, and no crypto statute.

The central bank has said it will not lead on regulation. Its president Julio Velarde told a conference marking the bank’s centenary, per Andina on 25 March 2022, that the BCR did not plan to be the first or second central bank to regulate crypto, and that its priority was regulating payment systems. We found no BCRP statement on crypto from 2024 to 2026, but its own pages refused our connection, so we could not search them.

The securities regulator SMV warned the public in November 2018 that no specific regulation covers the offer or promotion of crypto or tokens, and that these assets carry no backing from a financial authority. It cited article 2 of Law 30050, under which only firms authorised or supervised by the SMV or the SBS may advertise financial assets through mass media. We found no later SMV rule or warning on crypto, but we reached the regulator only through press reports.

The SBS norm described below binds firms based in Peru, so we found no crypto-specific rule that governs a Peruvian trading on a foreign exchange, and the tax question is unsettled.

Which crypto exchanges work in Peru?

All 14 exchanges we track serve Peruvian residents, and one, Gemini, does so without derivatives. Peru licenses no exchange, and we found no public list of the providers registered with the SBS.

Table of the fourteen exchanges we track, with status for Peruvian residents, what limits each and what our geo-access test saw. Coinbase available (stocks and prediction markets hidden in our test); Kraken available; Binance available; Bybit available; OKX available; Bitget available; HTX available; Gemini limited (no derivatives: peru is off its perpetuals list); Crypto.com available; Bitstamp available; Bitfinex available; KuCoin available; Gate available; MEXC available. Peru has no exchange licence: providers registered in Peru report to the SBS financial intelligence unit, and we found no public register.

Peru has no exchange licence to hold. The nearest thing is registration as a reporting entity: the norm in Resolución SBS 02648-2024 refers to a provider “registered with the UIF as a reporting entity” and sets how it names its compliance officer, but we found no public register, count or names. By its wording the norm applies to providers domiciled or constituted in Peru, including branches of foreign firms registered there. A foreign exchange serving Peruvians from abroad falls outside it; that is our reading, and we found no SBS statement either way.

The statuses come from each platform’s own country lists and our geo-access test. Gemini lists Peru under South America, and its supported fiat currencies, on the page we read on 19 October 2026, do not include the Peruvian sol. Coinbase lists Peru as a sign-up country. We did not research sol funding at any other exchange.

Best crypto platforms for Peruvian residents

By our access score 20 platforms tie at 8.0 out of 10, because Peru issues no licence that could earn the last two points; Coinbase scores 7.5 and Gemini 6.4. The picks below differ by what we found for each.

The score rates how fully a Peruvian resident can use each platform, not its fees or safety. It is computed from our data and moves when a row changes: access status (4 points), the share of the platform’s products open here (3), the licences we hold on file for Peru (2) and what our geo-access test saw from a Peruvian address (1). The full method is on our methodology page.

Exchanges

  1. Binance

    Best for The widest range of markets

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its prohibited-countries list
    • Its pages loaded in our test

    Cons

    • Sol funding not confirmed on its own pages
    Read our Binance report

  2. Bitfinex

    Best for Spot and margin for experienced traders

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not a prohibited jurisdiction under its terms
    • Its pages loaded in our test

    Cons

    • Sol funding not confirmed on its own pages
    Read our Bitfinex report

  3. Bitget

    Best for Spot and derivatives in one account

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its prohibited-countries list (updated 16 October 2026)
    • Its pages loaded in our test

    Cons

    • Its list is non-exhaustive, so absence is not a guarantee
    Read our Bitget report

  4. Bitstamp

    Best for Plain spot trading

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • No Bitstamp document excludes Peru
    • Its home page loaded in our test

    Cons

    • Sol funding not confirmed on its own pages
    Read our Bitstamp report

  5. Bybit

    Best for Spot and derivatives in one account

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its excluded-jurisdictions list
    • Its pages loaded in our test

    Cons

    • Sol funding not confirmed on its own pages
    Read our Bybit report

  6. Crypto.com

    Best for Trading in an app

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its app or spot geo-restriction lists
    • Its home page loaded in our test

    Cons

    • Sol funding not confirmed on its own pages
    Read our Crypto.com report

  7. Gate

    Best for A wide range of listed tokens

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not named in its restricted-locations clause
    • Its pages loaded in our test

    Cons

    • Its list is non-exhaustive, so absence is not a guarantee
    Read our Gate report

  8. HTX

    Best for Spot and derivatives in one account

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on the restricted lists in its user agreement
    • Its pages loaded in our test

    Cons

    • Sol funding not confirmed on its own pages
    Read our HTX report

  9. Kraken

    Best for Plain spot trading on a long-running exchange

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its do-not-serve list (updated 30 September 2026)
    • Its pages loaded in our test

    Cons

    • Sol funding not confirmed on its own pages
    Read our Kraken report

  10. KuCoin

    Best for A wide range of listed tokens

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its restricted-locations list (updated 29 September 2026)
    • Its pages loaded in our test

    Cons

    • The list may be updated at any time, so absence is not a guarantee
    Read our KuCoin report

  11. MEXC

    Best for A wide range of listed tokens

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its prohibited-jurisdictions list (updated 13 October 2026)
    • Its pages loaded in our test

    Cons

    • Its list is non-exclusive, so absence is not a guarantee
    Read our MEXC report

  12. OKX

    Best for A global brand with a wide product range

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its restricted-locations list (updated 8 July 2026)
    • Its pages loaded in our test

    Cons

    • Sol funding not confirmed on its own pages
    Read our OKX report

  13. Coinbase

    Best for A familiar US exchange for spot buying

    7.5/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    0.5/1

    Pros

    • Peru is a listed sign-up country in its identity-verification guide

    Cons

    • Its home page told us stocks and prediction markets are not available here
    • Sol funding not confirmed on its own pages
    Read our Coinbase report

  14. Gemini

    Best for Spot buying with a US-regulated brand

    6.4/10
    Access
    3.5/4
    Products
    1.9/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is on its main list of supported countries

    Cons

    • Peru is not on its perpetuals list, so no derivatives
    • Its supported fiat currencies do not include the sol
    Read our Gemini report

Prediction markets

  1. Kalshi

    Best for Regulated event contracts

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its restricted-jurisdictions list
    • Its home page loaded in our test

    Cons

    • We found no Peruvian statement on whether the gambling law covers it
    Read our Kalshi report

  2. Polymarket

    Best for The largest prediction market

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its own blocked-countries list
    • Its home page loaded in our test

    Cons

    • The gambling ministry blocks unlicensed betting sites, and we found no statement on prediction markets
    Read our Polymarket report

DeFi

  1. Aster

    Best for Perpetuals from your own wallet

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not on its prohibited-jurisdictions list
    • Its trading app loaded in our test

    Cons

    • No sol funding: you need crypto from another source
    Read our Aster report

  2. Hyperliquid

    Best for Perpetuals and spot on its own chain

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Not excluded by its terms
    • Its trading app loaded in our test

    Cons

    • No sol funding: you need crypto from another source
    Read our Hyperliquid report

  3. Jupiter

    Best for Solana swaps

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not named in its terms
    • Its app loaded in our test

    Cons

    • No sol funding: you need crypto from another source
    Read our Jupiter report

  4. Lighter

    Best for Perpetuals from your own wallet

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Peru is not named in its terms
    • Its trading app loaded in our test

    Cons

    • No sol funding: you need crypto from another source
    Read our Lighter report

  5. PancakeSwap

    Best for BNB Chain swaps and pools

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Not excluded by its terms
    • The swap page loaded in our test

    Cons

    • No sol funding: you need crypto from another source
    Read our PancakeSwap report

  6. Uniswap

    Best for Swapping tokens from your own wallet

    8.0/10
    Access
    4/4
    Products
    3/3
    Licences
    0/2
    Our test
    1/1

    Pros

    • Its terms bar only places under comprehensive US sanctions
    • Our test loaded the swap app from a Peruvian address

    Cons

    • No sol funding: you need crypto from another source
    Read our Uniswap report

Which platforms block Peruvian users?

None of the 22 platforms we track refuses Peruvian residents. One is limited: Gemini lists Peru for spot but not for derivatives, and Coinbase hides two products in our test.

Peruvian law gives a platform no reason to close the country, since individuals may hold crypto. The exchanges that exclude residents elsewhere do not name Peru, but several of those lists are non-exhaustive, so an absence is not a guarantee, and most platforms enforce at identity verification, not at the page. Several of the platforms’ own pages refused automated reading when we checked them for Peru, so for those the status leans on the lists as read in earlier checks and on our test.

Platforms with a Peru caveatPick one to see what we found
PlatformStatusTypeWhat we found
GeminiLimitedExchangePeru is on its list for spot trading but not on its perpetuals list, so derivatives are not offered
CoinbaseAvailableExchangePeru is a listed sign-up country, but its home page told us stocks and prediction markets are not available here

Source: platform country lists and our geo-access test, verified 19 October 2026.

What our geo-access test saw from Peru

From a Peruvian address on 14 and 16 October 2026 we loaded all 22 platforms we track: none refused us, 1 showed a notice and 21 loaded with no barrier.

An open page is not permission, and the test cannot see identity checks or blocks by internet providers. The notice was Coinbase’s, which said stocks and prediction markets are not available in our jurisdiction; the screenshot below is that page, and the card quotes what it showed.

What each platform showed us from hereScreenshots from our geo-access test, 14 Oct 2026. Scroll sideways or use the arrows.
Home page of Coinbase loaded from Peru: Peru: the home page loads but says stocks and prediction markets are not available here

Notice shownCoinbase · Home page

Peru: the home page loads but says stocks and prediction markets are not available here

“Stocks and prediction markets not available in your jurisdiction.”

14 Oct 2026 · HTTP 200

CRYPTORESTRICTIONS

Who regulates crypto in Peru?

No regulator licenses crypto firms in Peru. The SBS, through its financial intelligence unit, supervises providers for money laundering, and the tax authority, the gambling ministry and the central bank act on their own matters.

Timeline in four lanes. SBS and UIF, 27 July 2023: Providers added (Decreto Supremo 006-2023-JUS). SBS and UIF, 1 August 2024: SBS norm published (Resolution 02648-2024). SBS and UIF, 2 August 2026: Travel rule due (Due two years on). Central bank, 25 March 2022: Will not be first (To regulate crypto, said Velarde). Gambling ministry, 2 October 2026: 50 more sites blocked (86 of 157 planned in 2026). Tax authority, 7 July 2023: Declines to rule (No specific regulation, it said). Tax authority, 26 May 2026: Drafting a norm (Information and a tax).

  • SBS and UIF-Peru. Decreto Supremo 006-2023-JUS made virtual asset service providers reporting entities, as the resolution itself recites. The resolution, dated 30 July and published on 1 August 2024, covers anyone who exchanges crypto for money or for other crypto, transfers it, holds it for others or helps an issuer sell it. Providers had 120 days to set up a prevention system and must name a compliance officer, notified to the UIF within 15 business days, keep records for five years and report suspicious transactions within 24 hours of judging them suspicious. Because these firms have no other supervisor, the SBS acts as one under Law 27693. We saw no licensing or capital requirement in it.
  • Travel rule. Chapter VIII of the same resolution, which obliges providers to collect and pass on data on the sender and receiver of each transfer, takes effect two years after publication, which summaries put at 2 August 2026. Transfers below US$ 1,000 need lighter data. We found no postponement, and no report that it began.
  • BCRP. The central bank, covered in the legal section above.
  • SMV. The securities regulator, also covered above; we found no crypto rule from it.
  • MINCETUR. The trade and tourism ministry licenses and blocks online gambling, covered in the prediction markets section.
  • SUNAT. The tax authority, covered in the tax section.

We found no crypto statute in Congress’s records, but its site refused our connection, so we cannot say whether a bill is pending.

Which crypto products are limited in Peru?

We found two product limits, both set by platforms rather than by Peruvian law: Gemini offers no derivatives and Coinbase hides stocks and prediction markets.

  • Derivatives. Gemini serves Peru for spot, but Peru is not on its perpetuals list, so we record derivatives as restricted and the platform as limited. We hold no Peru-specific derivatives source for any other platform.
  • Stocks and prediction markets. Coinbase showed us a notice that both are unavailable in Peru. We cite the notice, not a Coinbase document.
  • Transfers. Once the travel rule applies, providers based in Peru must collect sender and receiver data on every transfer. This governs firms registered in Peru, not foreign exchanges.
  • Banks. We found no Peruvian rule on banks and crypto, and no bank product we could cite.

We found no Peruvian law that names them. The ministry MINCETUR blocks unlicensed online betting under Ley 31557, and we found no action or statement that names Polymarket, Kalshi or any prediction market.

Bar of gambling platforms blocked by the ministry MINCETUR in 2026: 86 of 157 planned, of which 36 before 2 October and 50 on 2 October 2026. Status of two platforms with prediction markets for Peru: Polymarket available (not on its blocked list, no Peruvian action found) and Kalshi available (not on its restricted list, no Peruvian action found). MINCETUR keeps about 2,000 domains flagged as illegal, and the Penal Code sets prison of 1 to 4 years for promoting or joining illegal gambling. MINCETUR names no prediction market, and a block by internet providers is invisible to a VPN test.

El Peruano reported on 2 October 2026 that MINCETUR, through its casino and slot machine directorate, blocked 50 more remote gambling and sports betting platforms with the transport ministry, bringing the total to 86 of 157 planned for the year. The ministry cites Ley 31557, which regulates remote gambling and sports betting, and says it keeps a base of about 2,000 domains taken from lists of sites that other countries’ authorities judge illegal. The Penal Code sets one to four years in prison for promoting or taking part in illegal gambling. The article names no prediction market.

Whether Law 31557 would reach a prediction market is untested as far as we found. Polymarket and Kalshi are available by our data, but a block by internet providers is invisible to a VPN test, so an open page is not permission.

How is crypto taxed in Peru?

Peru has no crypto-specific tax rule yet. The tax authority SUNAT has said it is drafting an income tax on individuals’ crypto gains, which its head said could exist in 2027.

Three dated positions of the tax authority SUNAT and three facts. On 7 July 2023 it declined to rule, saying Peru has no specific regulation on crypto sales. On 20 February 2025 its then head spoke of taxing gains as capital income. On 26 May 2026 its head said it is drafting a norm to receive crypto information and an income tax on individuals’ gains, with no official bill. No crypto-specific tax rules are in force; the information norm is targeted for the second half of 2026 and a tax is possible in 2027. The statements are reported by Gestión and La República.

We could not open SUNAT’s own pages, so everything here comes from press reports. In July 2023 SUNAT said Peru’s law has no specific regulation on the sale of cryptocurrencies and that it could not answer queries on the subject; one lawyer quoted by Gestión read that as meaning individuals’ gains are not subject to income tax and sales tax would not apply, which is an adviser’s reading, not a SUNAT rule. La República reported on 20 February 2025 that SUNAT’s then head said it was evaluating taxing crypto gains through a new capital-income case.

On 26 May 2026 its head, Javier Franco, said SUNAT is working on a norm that would let it tax individuals’ crypto gains and strengthen its access to international information on crypto assets. He said no official bill exists, that he expects the norm from the second half of 2026, that a tax is possible in 2027 and that the framework depends on other ministries. We found no holding-period rule, rate, reporting form or exchange reporting duty, and we could not confirm whether Peru has committed to the OECD’s crypto reporting framework.

Where you stand on crypto tax in PeruAs reported, not tax advice
StepDetail
Check for a ruleNone exists for crypto gains; SUNAT declined to rule in 2023
Keep your own recordsPurchase and sale dates, amounts and wallet addresses, since no rule says what SUNAT will ask for
Watch the draft normThe SUNAT head expects it from the second half of 2026 and a tax possibly in 2027
Ask an adviserThe treatment of individuals is unsettled, and advisers read the same silence differently

Source: Gestión and La República, checked 19 October 2026.